:root{--navy:#13233c;--navy2:#0f1c31;--blue:#0a6cf0;--sky:#0a90f2;--acc:#0a7af0;--acc2:#0a5fd6;--ink:#1b2430;--mut:#5b6573;--line:#dde3ea;--bg:#ffffff;--soft:#f4f6f8;--ok:#1f8a4c}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.6 "Nunito Sans",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--blue)}
h1,h2,h3{font-family:Montserrat,"Nunito Sans",system-ui,sans-serif;line-height:1.15;color:var(--navy2);letter-spacing:-.005em}
h1{font-size:clamp(2rem,4.6vw,3.1rem);font-weight:800;margin:.15em 0 .35em}
h2{font-size:clamp(1.45rem,2.8vw,1.95rem);font-weight:700;margin:1.9em 0 .6em}h3{font-size:1.15rem;font-weight:700;margin:.1em 0 .35em}
.wrap{max-width:1000px;margin:0 auto;padding:0 16px}.wrap.wide{max-width:1180px}.narrow{max-width:740px;margin:0 auto}
.util{background:var(--navy);color:#c9d6e3;font-size:.86rem}.util .wrap{max-width:1180px;display:flex;justify-content:space-between;gap:12px;padding-top:7px;padding-bottom:7px}
.util a{color:#fff;font-weight:600;text-decoration:none;white-space:nowrap}
.top{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.top .wrap{display:flex;align-items:center;gap:34px;min-height:104px;max-width:1180px}
.logo img{display:block;height:76px;width:auto}
nav{display:flex;gap:22px;flex:1}nav a{color:var(--ink);text-decoration:none;font-weight:700;font-size:1.04rem}nav a:hover{color:var(--blue)}
.hcta{display:flex;gap:8px}
.btn{display:inline-block;background:linear-gradient(180deg,#139bf5,#0a6cf0);box-shadow:0 2px 0 #0756c4;color:#fff;border:0;border-radius:8px;padding:14px 22px;font-family:inherit;font-weight:700;font-size:1.02rem;line-height:1.2;text-decoration:none;cursor:pointer;transition:background .15s}
.btn:hover{background:linear-gradient(180deg,#0a8ae8,#0a5fd6)}.btn.sm{padding:10px 16px;font-size:.95rem}.btn.big{padding:17px 30px;font-size:1.12rem}
.btn.call{background:var(--ok)}.btn:disabled{opacity:.6}
.lnk{background:none;border:0;color:var(--mut);font:inherit;cursor:pointer;padding:8px 4px}
.hero{display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:center;padding:40px 0 16px}
.hero.ph{position:relative;margin:0 calc(50% - 50vw);padding:56px calc(50vw - 50% + 16px) 56px;background:linear-gradient(90deg,rgba(19,35,60,.94) 0%,rgba(19,35,60,.82) 45%,rgba(10,108,240,.35) 100%),var(--img) center/cover no-repeat;color:#e8eef5}
.hero.ph h1{color:#fff}.hero.ph .lead{color:#dbe5ef}.hero.ph .first{background:rgba(255,255,255,.08);border-color:var(--acc);color:#e8eef5}
.hero .hl{max-width:620px}
.eyebrow{text-transform:uppercase;letter-spacing:.08em;font-weight:700;font-size:.82rem;color:#6cc4ff;margin:0}
.hero:not(.ph) .eyebrow{color:var(--acc2)}
.lead{font-size:1.18rem}
.ticks{list-style:none;padding:0;margin:16px 0}.ticks li{padding:3px 0 3px 26px;position:relative;font-weight:600}
.ticks li:before{content:"";position:absolute;left:2px;top:.62em;width:12px;height:7px;border-left:3px solid #2bb0ff;border-bottom:3px solid #2bb0ff;transform:rotate(-45deg)}
.first{border-left:3px solid var(--acc);padding:10px 14px;font-size:.98rem;margin-top:16px;background:var(--soft)}
.qcard{background:#fff;color:var(--ink);border-radius:12px;border-top:5px solid var(--sky);padding:24px;box-shadow:0 18px 40px rgba(0,0,0,.28)}
.hero:not(.ph) .qcard,.side .qcard,.narrow .qcard{box-shadow:0 10px 30px rgba(15,42,68,.12);border:1px solid var(--line)}
.qt{margin:0 0 2px;font-size:1.35rem}.qs{margin:0 0 14px;color:var(--mut);font-size:.92rem}
.prog{height:4px;background:#e8edf2;border-radius:2px;margin:0 0 12px;overflow:hidden}.prog i{display:block;height:100%;background:var(--acc)}
.qh{font-weight:700;color:var(--navy);margin:0 0 10px;font-size:.98rem}
.chips2{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-bottom:12px}
.chip{position:relative;cursor:pointer}.chip input{position:absolute;opacity:0}
.chip span{display:flex;align-items:center;border:1.5px solid var(--line);border-radius:8px;padding:11px 12px;font-size:.95rem;font-weight:600;background:#fff;height:100%}
.chip input:checked+span{border-color:var(--blue);background:#eef5fd;box-shadow:inset 0 0 0 1px var(--blue)}.chip:hover span{border-color:#9bbbe0}
.qf label{display:block;font-size:.93rem;font-weight:600;margin:0 0 10px;color:#2c3a4a}.opt{font-weight:400;color:var(--mut)}
.qf input:not([type=radio]):not([type=checkbox]),.qf select,.qf textarea{display:block;width:100%;margin-top:4px;padding:12px;border:1.5px solid #c8d1db;border-radius:4px;font:inherit;background:#fff}
.qf input:focus,.qf select:focus,.qf textarea:focus{outline:0;border-color:var(--blue);box-shadow:0 0 0 3px rgba(10,102,194,.18)}
.qf .next,.qf .go{width:100%;margin-top:4px}.qnav{display:flex;gap:10px;align-items:center}.qnav .btn{flex:1}
.ck{display:flex!important;gap:8px;font-weight:400!important;font-size:.76rem!important;color:var(--mut)!important;line-height:1.45}.ck input{margin-top:3px;flex:none}
.hp{position:absolute;left:-9999px}.qmsg{color:#b42318;font-size:.92rem;margin:8px 0 0;min-height:1em}.qdone h3{color:var(--ok)}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:18px}
.card{display:block;background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 20px;text-decoration:none;color:inherit;transition:border-color .15s,box-shadow .15s}
a.card:hover{border-color:#b9c8d8;box-shadow:0 6px 18px rgba(15,42,68,.08)}.card p{color:var(--mut);margin:.2em 0 .6em;font-size:.97rem}
.svcs{grid-template-columns:repeat(auto-fill,minmax(250px,1fr))}
.card.svc{padding:0;overflow:hidden}.card.svc img{display:block;width:100%;height:160px;object-fit:cover}.card.svc .cb{padding:16px 18px 18px}
.go{color:var(--blue);font-weight:700;font-size:.95rem}
.how{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:6px 0 26px;margin:40px 0}
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,1fr);gap:28px;counter-reset:s}
.steps li{counter-increment:s;position:relative;padding-left:52px}
.steps li:before{content:counter(s);position:absolute;left:0;top:0;font:800 2.2rem/1 Montserrat,sans-serif;color:var(--acc)}
.steps b{display:block;color:var(--navy2);font-size:1.08rem;margin-bottom:3px}.steps span{color:var(--mut)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:40px}
.cta2{background:linear-gradient(120deg,var(--navy) 0%,#123a6e 60%,#0a6cf0 140%);color:#d5e1ec;padding:34px 28px;margin:44px 0;display:flex;align-items:center;justify-content:space-between;gap:20px;border-radius:12px}
.cta2 h2{color:#fff;margin:0 0 4px}.cta2 p{margin:0}
.faq details{border-bottom:1px solid var(--line);padding:14px 2px}.faq details:first-child{border-top:1px solid var(--line)}
.faq summary{font-weight:700;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:12px}.faq summary:after{content:"+";color:var(--acc);font-weight:800;font-size:1.3rem;line-height:1}
.faq details[open] summary:after{content:"–"}.faq summary::-webkit-details-marker{display:none}.faq p{margin:.6em 0 0;color:#38475a}
.crumb{font-size:.87rem;color:var(--mut);margin:16px 0 14px}.crumb a{color:var(--mut)}
.prose{font-size:1.06rem}.prose h2{margin-top:1.6em}.prose li{margin:.35em 0}.upd{color:var(--mut);font-size:.88rem}
.gl{display:grid;grid-template-columns:minmax(0,1fr) 350px;gap:44px;align-items:start}.side{position:sticky;top:124px;margin-top:24px}
.qbox{display:flex;gap:16px;align-items:center;justify-content:space-between;background:var(--soft);border-left:4px solid var(--acc);padding:18px 20px;margin:28px 0}
.qbox b{display:block;color:var(--navy2);font-size:1.05rem}.qbox span{font-size:.95rem;color:var(--mut)}.zipgo{display:flex;gap:8px;flex:none}
.zipgo input{width:130px;padding:12px;border:1.5px solid #c8d1db;border-radius:4px;font:inherit}
.tbl{width:100%;border-collapse:collapse;font-size:.97rem;margin:10px 0}.tbl th,.tbl td{text-align:left;padding:11px 12px;border-bottom:1px solid var(--line);vertical-align:top}
.tbl th{background:var(--soft);color:var(--navy2);font-weight:700}
.chips{display:flex;flex-wrap:wrap;gap:8px 18px}.chips a,.chips span{font-size:.97rem;padding:2px 0}.chips a{font-weight:600;text-decoration:none}
.g2{grid-template-columns:repeat(auto-fill,minmax(250px,1fr))}.g2 .card{border-top:3px solid var(--acc)}
.note{color:var(--mut);font-size:.92rem}
footer{background:var(--navy2);color:#97a6b6;margin-top:64px;padding:40px 0 24px;font-size:.93rem}footer .disc:last-child{margin-bottom:0}
.flogo img{display:block;height:78px;width:auto;margin:0 0 12px}.fbrand p{margin:0 0 14px;color:#c7d3df;max-width:300px}.fbrand .btn{color:#fff;display:inline-block;width:auto}footer .wrap{max-width:1180px}
.fcols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:28px}.fcols h4{color:#fff;margin:0 0 10px;font-family:Montserrat,sans-serif;font-size:1.05rem}.fcols a{display:block;color:#c7d3df;text-decoration:none;padding:3px 0}
.disc{font-size:.82rem;line-height:1.55;margin-top:18px}
.sticky{display:none}
@media (max-width:960px){nav{display:none}.hero,.gl,.split{grid-template-columns:1fr}.side{position:static}.steps{grid-template-columns:1fr}.hero{gap:24px}
.hero.ph{padding-top:34px;padding-bottom:34px;background:linear-gradient(180deg,rgba(19,35,60,.9),rgba(19,35,60,.82)),var(--img) center/cover no-repeat}}
@media (max-width:640px){footer{padding-bottom:92px}.util span{display:none}.util .wrap{justify-content:center}.hcta .btn:not(.call){display:none}.logo img{height:54px}.top .wrap{min-height:80px}
.hero .ticks,.hero .first{display:none}.lead{font-size:1.05rem}.qbox,.cta2{flex-direction:column;align-items:stretch}.zipgo input{flex:1;width:auto}.fcols{grid-template-columns:1fr}
.sticky{display:flex;gap:8px;position:fixed;left:0;right:0;bottom:0;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(0,0,0,.08);z-index:30}
.sticky .btn{flex:1;text-align:center}.qcard{padding:18px}.tbl{font-size:.9rem}}